If you’re in a bind or have an unexpected financial situation arise, you might turn to payday loans for help. At Quick Cash 4 Less, we only want to make the payday loan process easy for you while providing financial support and guidance.
However, like with any industry today, there are scams out there that will try to manipulate you into giving away private and secure information. Here are a few ways to identify these scams and how to avoid falling victim to their tactics.
Non-Traditional Payment Methods
If a company asks you to use any other method besides a secure bank transfer, be weary. Apps without a traceable payment method such as Venmo, Paypal, Zelle, Apple Pay, Cash App or any other mobile payment service is not a legitimate payment method. With non-traceable applications, if fraud were to occur, it wouldn’t be able to be traced back to the scammer, leaving you without any evidence of fraud.
To avoid this scam, only use payday lenders with legitimate payment methods and avenues. If it isn’t clear, don’t be afraid to ask questions! Asking questions regarding the payment method is not considered rude, it’s considered safe and proactive.
Social Media Presence Doesn’t Match
We live in a technological world. Almost anyone and everyone is online in some sense these days, and that is especially true for businesses. If a company has zero social media presence, or their social media doesn’t match up with their website information, it could mean it’s not real.
Avoid falling for a scam by checking the company’s social media on multiple channels. Check popular channels like Facebook, Twitter, LinkedIn or Instagram. Additionally, reference the information on their social media to the information on their website. Do they match? Is the information the same? If the information doesn’t match up, it’s best to avoid them.
Don’t Have A Secure Website
Unsecure websites can be especially worrisome if money is involved. If your payday loan company doesn’t have a secure website, all transactions or information given to that website might not be secure and could go out to the wrong people.
A secure website will have “https” in front of the “www.” The ‘s’ at the end of “https” means the site is secure and your history and information provided on it should be safe and private. If you see a website that involves some method of payment or requires private information, make sure it begins with “https” before continuing.
We offer a quick and easy payday loan process backed by industry knowledge and expertise. With customers from Baton Rouge, Monroe, and all over the state of Louisiana, Quick Cash 4 Less has helped many people, and we’re excited to help you! Apply online today or learn more to see if Quick Cash 4 Less is the right lender for you!